Farm Insurance Update

Issue 1 focuses on NIG FarmWeb, and their policy enhancements recently released as part of ongoing commitments to product quality.  Desirable  risks still have the option of 0% instalments or low claims rebates, but the wording now extends to include:


Our unspecified Trailer limit is increased to £100,000 and will apply to any newly acquired items.  This increased limit excludes any caravans, trailer tents, catering trailers, mobile grain dryers, water bowsers and any passenger-carrying trailers.

Lock Replacement

We will no longer place a limit on the cost of changing the locks, lock transmitter and central locking interface.

 Loss or Damage by Fire or Theft

The limit for permanently fitted in-car audio, television, phone, electronic-navigation equipment, unless it is standard equipment for your vehicle when manufactured has been increased from £500 to £1,000.

Personal Accident Benefits

The standard death benefit amount is increased from £5,000 to £15,000.

 Personal Belongings

The standard limit for personal belongings in your vehicle if they are lost or damaged due to an accident, fire, theft or attempted theft has been increased from £250 to £500.

Foreign Use

For Private Cars and Goods Carrying Vehicles (where the gross vehicle weight is less than 3.5 tonnes) we will automatically apply full policy cover.