Issue 1 focuses on NIG FarmWeb, and their policy enhancements recently released as part of ongoing commitments to product quality. Desirable risks still have the option of 0% instalments or low claims rebates, but the wording now extends to include:
Trailers
Our unspecified Trailer limit is increased to £100,000 and will apply to any newly acquired items. This increased limit excludes any caravans, trailer tents, catering trailers, mobile grain dryers, water bowsers and any passenger-carrying trailers.
Lock Replacement
We will no longer place a limit on the cost of changing the locks, lock transmitter and central locking interface.
Loss or Damage by Fire or Theft
The limit for permanently fitted in-car audio, television, phone, electronic-navigation equipment, unless it is standard equipment for your vehicle when manufactured has been increased from £500 to £1,000.
Personal Accident Benefits
The standard death benefit amount is increased from £5,000 to £15,000.
Personal Belongings
The standard limit for personal belongings in your vehicle if they are lost or damaged due to an accident, fire, theft or attempted theft has been increased from £250 to £500.
Foreign Use
For Private Cars and Goods Carrying Vehicles (where the gross vehicle weight is less than 3.5 tonnes) we will automatically apply full policy cover.