From employee tribunals to solving a neighbourly dispute, the circumstances in which Family Legal Cover could financially aid you in a legal situation can stretch far and wide. We take a look at some of the scenarios that you could be covered for if you take out Family Legal Cover through Caleb Roberts Insurance Services.
Protecting your household
Amongst the most common neighbourly disputes are excessive noise, boundary disputes involving fences and hedges, the maintenance of shared facilities and rogue trees causing havoc to a neighbouring property. While many of these can be solved amicably, there have been incidents where relations have turned sour and discussions have quickly turned into arguments.
When it gets to the point where you can’t solve the issue between yourselves, you may be forced to initiate court proceedings against your neighbour or defend your own position. With Family Legal Cover in place, this will account for legal representation and costs, as well as issuing 24/7 support and guidance along the way.
Issues in the workplace
Should you feel like you have been discriminated against unfairly in the workplace, it can be difficult to know the right channels to go through. Whether it’s due to unfair dismissal, unlawful deductions from wages or a breach of contract, this cover gives you the financial backing along with expert legal advice to take action against the business in question. If the case does reach tribunal, it can also provide cover for legal representation and court costs.
Defending your consumer rights
If you buy a product or service which isn’t fit for purpose and the seller is refusing to issue a refund, with this policy in place you will have access to 24/7 legal advice to help you understand your rights and what steps you can take to rectify the situation. This can even extend to package holidays.
If you buy a faulty product from a seller, the Consumer Rights Act specifies that the product should be “of satisfactory quality, fit for purpose and as described.” If this isn’t the case, the seller is in breach of this act. With this cover in place, you will receive support via legal specialists who will look at the specifics of the case and offer guidance to help you get your money back.
If you suffer from an injury that wasn’t your fault, due to clinical negligence or an accident, this cover could help provide you with the legal advice and support you need to push a claim forward and claim compensation.
For example, if you were walking down the road and fell due to a defective paving stone, causing you to break your ankle, this could impede your ability to work in your profession in the time it takes to heal and cause detriment to your day-to-day living. With this cover in place, you could potentially start legal proceedings against those responsible for maintaining this walkway and claim compensation.
Social Media Defamation
As well as supporting you financially in cases involving identify thefts, Family Legal Cover also extends to cases involving alleged slander over social media. In order to protect your reputation, you may take legal action against someone online, or you could be at the receiving end based on a misconstrued comment or assumption.
This cover feature is intended to cover the costs of raising or defending a claim, including hiring a legal representative and court costs.
Other things Family Legal Cover can help you with include:
- Jury Service
- Travel Consumer Dispute
- Education (Admission Appeal)
- Home Sale Dispute
- Contract Disputes
- Tax Protection
- Identity Theft
If you’re interested in finding out more about the protection that Family Legal Cover can offer or to get a quote today, just get in touch with your nearest Caleb Roberts Insurance Services office or fill in our contact form.